:root{--c1:#0e2a47;--c2:#0f7ae5;--c3:#f5f7fb;--c4:#0bb07b;--txt:#151a22}
*{box-sizing:border-box}html{scroll-behavior:smooth}
body{font-family:system-ui,-apple-system,Segoe UI,Roboto,Ubuntu,'Helvetica Neue',Arial,'Noto Sans',sans-serif;color:var(--txt);margin:0;background:var(--c3)}
a{color:var(--c2);text-decoration:none}a:hover{text-decoration:underline}
.container{max-width:1180px;margin:auto;padding:0 18px}
header{background:linear-gradient(180deg,var(--c1),#153a63);color:#fff}
nav{display:flex;align-items:center;gap:20px;justify-content:space-between;padding:14px 0}
nav ul{display:flex;gap:14px;margin:0;padding:0;list-style:none}
.logo{font-weight:800;letter-spacing:0.3px}
.hero{display:grid;grid-template-columns:1.1fr 0.9fr;gap:32px;align-items:center;padding:28px 0 46px}
.hero h1{font-size:clamp(28px,3.4vw,44px);line-height:1.1;margin:0 0 14px}
.hero p{font-size:clamp(16px,1.4vw,18px);opacity:.95}
.badge{display:inline-flex;gap:8px;align-items:center;background:#0c64bd;color:#fff;border-radius:999px;padding:6px 12px;font-weight:600;font-size:14px}
.cta{display:inline-block;background:var(--c4);color:#fff;font-weight:700;padding:12px 18px;border-radius:12px;margin-top:12px}
.card{background:#fff;border:1px solid #e7ecf3;border-radius:16px;box-shadow:0 6px 20px rgba(10,32,62,.06)}
.grid{display:grid;gap:18px}
.grid-3{grid-template-columns:repeat(3,minmax(0,1fr))}
.grid-2{grid-template-columns:repeat(2,minmax(0,1fr))}
.section{padding:46px 0}
.section h2{font-size:clamp(24px,2.6vw,34px);margin:0 0 14px}
.section h3{margin-top:0}
.faq summary{font-weight:700}
.faq details{background:#fff;border:1px solid #e7ecf3;border-radius:14px;padding:14px 16px}
.faq details+details{margin-top:12px}
footer{background:#0f1522;color:#b7c2d1;margin-top:40px}
footer a{color:#d7e6ff}
.two-col{display:grid;grid-template-columns:1fr 1fr;gap:18px}
@media (max-width:960px){.hero{grid-template-columns:1fr}.grid-3{grid-template-columns:1fr}.grid-2,.two-col{grid-template-columns:1fr}}
form{display:grid;gap:12px}
label{font-weight:600}
input,select,textarea{padding:12px;border:1px solid #d7deea;border-radius:12px;width:100%}
button[type=submit]{background:var(--c4);color:#fff;font-weight:700;padding:12px 18px;border-radius:12px;border:none;cursor:pointer}
.alert{display:none;margin-top:8px;padding:10px;border-radius:10px}
.alert.ok{display:block;background:#e6f7ee;border:1px solid #bfe6cf}
.alert.err{display:block;background:#fdecea;border:1px solid #f5c2bf}
.breadcrumb{font-size:14px;margin:10px 0 0 0;opacity:.9}
.breadcrumb a{color:#d7e6ff}
.table{width:100%;border-collapse:collapse}
.table th,.table td{padding:10px;border:1px solid #e7ecf3;text-align:left}
.small{font-size:13px;opacity:.85}
.local-links a{display:inline-block;margin:6px 8px 0 0;padding:7px 10px;border-radius:999px;background:#fff;border:1px solid #e8eef6}